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zameensantosh
icici bank customer education series
Home Loan repayment
When you take a home loan,
you make a long-term commitment to the lender. This commitment could span a
period of up to 20 years.
During this
period, regular payment of EMIs through a convenient mode is very important for
both you and the lender.
Regularity of
EMI payment
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Non payment or delayed payment can lead to:
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A penalty of 2% on your EMI amount and
o
A negative record in your credit report generated by credit bureaus.
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It is advisable to maintain an amount equal to at least two EMIs as
balance in your account
Convenient
modes of EMI payment
There are three
modes through which you can make payment of the EMIs of your home loan.
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Post-dated cheques (PDCs)
This is a mode of payment where you
are required to submit signed post-dated cheques to the home-loan provider for
a tenure specified by them.
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Auto-debit
This is an... (more)
allureisbeautifuljuicy couture canvas newsboy hat &
juicy couture terry malibu hat
1) Juicy Couture Canvas Newsboy Hat
Classic style is modern and hip in worn canvas with wooden buckle detail.
Leather logo tab at back
Cotton; hand wash
Retail Price in US - RM220.00
Sales Price - RM180.00
Colour - Prepster (SOLD) & Black
2) Juicy Couture Terry Malibu Hat
Wide brim hat with adjustable tie and signature
Couture logo is the perfect protection for sunny days.
Topstitching on brim
Cotton/polyester; hand wash
Retail Price in US - RM220.00
Sales Price - RM190.00
Colour - Prepster & White
Insurance InfoWhy Do I Need Car Insurance?
Why do I need car insurance? The simple answer to that question is because it's the law. In most areas the law requires you to have at least a minimum amount of car insurance to protect other drivers if you are at fault in an accident. It's something you did cause an accident should not be the responsibility of other motorists to pay for your mistake.
Another good reason for having car insurance is because in all accident can be financially devastating if you do not have the proper coverage. Automotive repairs, medical bills, legal fees etc. can add up to staggering amounts of money.
If all you need is the minimum amount of coverage, there are many low cost car insurance companies available. A quick search on the Internet can turn up multiple possibilities. When shopping for auto insurance you can get online car insurance quotes to help you quickly find the cheapest price.
If you drive a valuable car you'll probably want to get more than the minimum coverage allowed by law and in... (more)
10degreesI've got my hands at redemption'
s side
I have weird obsessions =/. WARNING. WEIRD OBSESSIONS.
I suddenly love Earl Grey tea damn a lot, like, a hell lot. I love the fragrance coming out of it, i love the refreshing taste of it, i love everything about it. I love how cute the leaves look like, i love it! :D
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Just check this out, seriously..
Flapjack Fiasco Layers from bottom to top: pancake; cookie dough; pancake; peanut butter and jelly; pancake; chocolate and bananas; pancake; caramel, oreo, marshmallow, sprinkles, M&M's; pancake; caramel buttercream frosting granished with Trix cereal.And if you dont get fat, you're Mel.- - -
I like this song too! :D
Butterfly Fly Away, Miley Cyrus
You tuck me in,
Turn out the light
Kept me safe and sound at night
Little girls depend on things like that Brushed my teeth and combed my hair
Had to drive me everywhere
You were always there when I looked back You had to do it all alone
Make a living, make a home
Must have been as hard... (more)
Gardening tipsComposting Bad Guys with Chuck Norris:
As a butt kicker of all things that stand in his way, Chuck Norris needs a bit of rest and relaxation time every now and then. How does he relax, you ask? He costs - bad guys? No, he costs for his garden. Though it's not uncommon to find a villainous evil doer in his cost heap or spinning around in his cost tumbler! Back when Chuck enjoying his terary hiatus from Walker, Texas Ranger (it'll be back, just you wait and see!), Chu decided to spend some quality time getting back with his green self. He achieved this by tending to his mother's rose pansy gardens. Well, the Season 6 villains from Walker caught wind of his environmentally friendly activities and decided it time to end it with him by feeding him into a chipper shredder.
Since nothing gets past Chuck Norris, he well aware of the Season 6 villains' plans. The morning that they arrived, they found Chuc laboriously watering his mother's flowers with his back turned to them. As they crept in for the kill, Chuc able to... (more)